Affordable Benefits. Meaningful Care. Dignity for Every Employee.
Whether they’re behind the counter, in the warehouse, or on the job site, hourly employees are the heartbeat of the modern economy. Too often, traditional benefit plans leave these essential workers with high-cost coverage they can’t afford to use.
01 | MEC — Minimum Essential Coverage
Provides the baseline protection every employee needs to stay healthy. This plan covers 100% of basic preventive services, like annual check-ups, screenings, and immunizations, helping employees avoid costly health issues before they start while staying ACA compliant.
One Partner. Three Levels of Coverage.
Every workforce has different needs. True Current Benefits helps employers and brokers explore health plan options through Imagine360—from essential preventive benefits to broader major medical coverage—with guidance to find the right fit.
02 | MV Plans — Minimum Value
Designed for teams that need stable, predictable medical coverage. MV plans offer simplified care navigation and a clear benefits structure, giving employees a reliable standard of care for more frequent medical needs without the complexity of traditional high-deductible plans.
03 | Major Medical
Comprehensive protection for total peace of mind. Major Medical coverage provides a wide safety net for hospital stays, specialist visits, and unexpected emergencies, ensuring your workforce is protected against large financial risks and can access top-tier care when it matters most.
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Benefits built around real life
True Current Benefits takes a different approach. We build benefit stacks specifically designed for the needs and budgets of hourly workforces. By prioritizing access and affordability, we help you provide care that actually works for your people.
Care employees can use
Our tailored strategies ensure that coverage equals care, with options including:
- Minimal Value Plans (MVP)
- Zero-deductible medical options
- Direct primary care access
- Voluntary supplemental coverage
Better benefits can strengthen your business
When your employees feel secure and valued, it shows in your bottom line. Robust, accessible benefits directly correlate to higher retention rates, reduced turnover costs, and a more engaged, productive workforce that stays with you longer.
Dignity starts with access
We believe that providing benefits is about more than just numbers on a spreadsheet—it's about honoring the contribution of every team member. Access to reliable care is a fundamental component of professional dignity and long-term organizational stability.
Modern Benefits. Built on Relationships.
Let’s build a benefits strategy that gives your people access to care, confidence in their coverage, and the dignity they deserve.