
Cannabis Employee Benefits.
Built for the Industry.

Cannabis businesses face workforce challenges that traditional benefits strategies often fail to address.
True Cultivated Benefits helps cannabis employers design practical, competitive employee benefits programs that support their people, strengthen retention, and position their businesses for sustainable growth.
A Cannabis Workforce &
Benefits Advisory Practice
Powered by True Current Benefits
Your Business Is Different. Your Benefits Strategy Should Be Too.
The cannabis industry operates in a rapidly changing environment. Employers must compete for skilled talent, manage rising healthcare costs, navigate complex regulations, and provide meaningful benefits—often without access to the same options available to more traditional industries.

A general benefits approach may overlook the realities of your workforce and your business.
We take the time to understand:
-
Your employee population
-
Your operational structure
-
Your budget and contribution strategy
-
Your recruiting and retention challenges
-
The states and markets in which you operate
-
What your employees genuinely need and are likely to use
We then help you build a benefits strategy around your organization—not around a carrier’s standard offering.
Medical Benefits
Whether you are offering benefits for the first time or looking for a more sustainable alternative to your current plan, we help you evaluate the available options clearly and confidently.
Access traditional and alternative healthcare options designed around your workforce, budget, and business objectives. Solutions may include:
- Traditional group health insurance
- Alternative health plans
- Limited medical plans
- Minimum Essential Coverage plans
- Reference-based pricing strategies
- Telemedicine and virtual care
- Prescription savings programs
Help employees protect their health, income, and financial well-being—often with little or no direct cost to the employer. Available solutions may include:
- Accident insurance
- Short-term disability
- Critical illness coverage
- Cancer insurance
- Hospital indemnity
- Life insurance
- Dental and vision coverage
Voluntary Benefits
Voluntary benefits can help fill the gaps left by traditional health insurance while giving employees greater choice and financial protection.
Enrollment & Employee Education
We do more than implement benefits. We help your employees understand what they have.
A benefits program only creates value when employees understand it. We provide hands-on enrollment and communication support to help employees make informed decisions, appreciate the benefits available to them, and know how to use their coverage after enrollment. Support may include:
- On-site enrollment
- Virtual enrollment
- One-on-one employee meetings
- Benefits education
- Enrollment technology
- Employee communication materials
- Ongoing service and support
Our Cultivated Strategy
Benefits Should Support the Business You Are Building.
Every recommendation begins with a conversation about your business, your workforce, and your goals.
Our approach is centered around five areas:
Create a competitive benefits offering that helps your business stand out to qualified candidates.
Attract
Empower
Give employees access to healthcare, financial protection, and resources that support their well-being.
Engage
Communicate benefits clearly so employees understand, value, and use what you provide.
Retain
Strengthen employee loyalty by building a benefits experience that demonstrates meaningful investment in your people.
Grow
Develop a benefits strategy that can evolve as your organization, workforce, and operations expand.
»
»
»
»
The Cultivated Workforce™ is our approach to helping cannabis employers use employee benefits as a tool for building stronger organizations.
Who We Serve
We work with businesses throughout the cannabis ecosystem, including:

- Cultivators and growers
- Dispensaries and retail operations
- Manufacturers and processors
- Testing laboratories
- Distributors
- Cannabis technology companies
- Professional service providers
- Equipment and packaging companies
- Security and transportation providers
- Other ancillary cannabis businesses.
We support organizations ranging from emerging companies establishing their first benefits program to growing operations seeking a more strategic approach.

Why True Cultivated Benefits?
Cannabis-Focused Understanding
Your industry should not require a lengthy explanation every time you speak with your benefits advisor. We understand that cannabis employers operate differently and require thoughtful, flexible solutions.
Multiple Solutions
We are not limited to a single carrier or benefits model. We evaluate a range of traditional and alternative options to identify strategies aligned with your workforce and budget.
Workforce-First Guidance
We begin with the people you employ and the business you are building—not with a predetermined product.
Hands-On Support
From strategy and implementation to enrollment and ongoing service, our team remains actively involved.
Long-Term Partnership
We look beyond the immediate quote or renewal. Our goal is to help you develop a benefits strategy that continues to serve your organization as it grows.
Better Benefits Can Build a Stronger Workforce.
Your employees are essential to your operation. The benefits you provide can influence whether qualified candidates join your company, whether employees feel supported, and whether your best people choose to stay. If this sounds like your business, here’s how we can help.
You do not need a generic insurance package. You need a benefits strategy built around your industry, your workforce, and your future.
Let’s Cultivate a Better Benefits Strategy.
Schedule a conversation with our team to discuss your current benefits, workforce challenges, and available options.
