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Alternative Health Plans

Looking for a more affordable healthcare solution?

 

True Current Benefits offers alternative medical plans designed for lower-wage employees, 1099 independent contractors, and traditional employer groups seeking to reduce healthcare costs.

 

Available options include Limited Day Medical Plans and Reference-Based Pricing (RBP) Plans, providing flexible coverage solutions that can help employers balance benefits and budget.

Our team will work with you to identify the right strategy for your workforce and business goals.

Doctor Examining Patient

Voluntary Benefits

From cancer, accident, and disability coverage to life insurance and everything in between, voluntary benefits help employees protect what matters most.

 

Many solutions can be offered at little to no direct cost to the employer, providing valuable protection while enhancing your overall benefits package.

Empower your team with flexible, employee-paid options that deliver financial security beyond the basics.

SIMRP- Self Insured Medical Reimbursement Program

Telemedicine Consultation Scene

What is a SIMRP?
 
A SIMRP – Self-Insured Medical Reimbursement Program (or Plan) is an employer-sponsored benefits program designed to help both employees and employers save money.

Here’s the simple version:

  • Employees get added health and wellness benefits, such as preventive care, telehealth, and reimbursement for certain eligible medical expenses.

  • The program uses a pre-tax structure, which can reduce the amount of income subject to Social Security and Medicare taxes.

  • Employees can receive these added benefits without reducing their take-home pay when the program is properly designed and implemented.

  • Employers can save money too through reduced payroll taxes and, in some cases, lower workers’ compensation costs.

 

In short, SIMRP gives employers a way to offer employees additional healthcare and wellness benefits while creating potential tax savings for both sides.

Enrollment Services

Enrollment Support

Streamlined Processes

We provide end-to-end support for HR leaders, ensuring a smooth and accurate transition during the enrollment window for all participants.

Employee Resources

Empowered Decision Making

Clear, modern communication tools and educational materials that help employees understand their options and value their benefits package.

Platform integration

Modern Technology Stack

Our systems integrate seamlessly with your existing payroll and HR platforms, eliminating manual double-entry and reducing administrative errors.

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